Personal Finance Syllabus

Course Description:

Personal Finance introduces students to a way of thinking about personal financial decisions. Students will learn how to plan and manage their personal finances, achieve a financially successful life, and take responsibility as a citizen. This should lead students to thinking harder and farther about the larger and longer consequences of making financial decisions. Although many of the more practical aspects of personal finance will change over time, due to practices, technologies, customs, and laws, the fundamental awareness of ways to think well about solving financial issues can always be useful.

Course Objectives:

Upon completion of this course, the student should be able to:

  • Explore how to search and apply for a job.
  • Understand basic ideas of finance and financial management.
  • Understand financial statements.
  • Understand the critical relationships of time and risk to value.
  • Understand the importance of budgeting.
  • Learn good financial decisions when making large purchases.
  • Learn to plan for the future by incorporating risk management into financial planning.
  • Learn the basic of investing into stocks, bonds, and mutual funds.

Participation:

20 percent of the student's grade is based on participation. Participation in class is based on several factors depending on the subject. Students are considered non-participants if they are engaged in any of the following during class time:

  1. Using cell phones
  2. Talking
  3. Sleeping
  4. Using head phones
  5. Doing homework from other classes
  6. Being tardy to short quizzes given at the beginning of the period

Grading:

Per LUHSD Administrative Regulation AR5121 grades for achievement shall be reported each marking period as
follows:
Outstanding Achievement/Above grade level Standards......................................................................A
Above Expected Achievement/Above grade level Standards...............................................................B
Expected Achievement/Meets grade level Standards...........................................................................C
Below Expected Achievement/Meets grade level Standards................................................................D
Little or No Achievement/Below grade level Standards.......................................................................F
Incomplete........................................................................................................................................ I
No Mark ..........................................................................................................................................NM
Withdrawal/Fail .................................................................................................................................WF

Students’ grade will be determined as follows:

Grade Structure
Assignments and Exercises
45%
Quizzes and Exams
10%
Project
10%
Personal Finance Simulation
15%
Participation
20%
 
Total
100% 

 

The Final grade for the class will be the average of Quarter 1 and Quarter 2.

Grade Scale
A
90-100%
B
80-89%
C
70-79%
D
50-69%
F
0-49%

 

*Instructor reserves a right to change the grading structure. There might be extra credit assignments for all students present in class at the time.